The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking™, Citizens Quest Checking, and Citizens Private Client™ Checking. There is no fee for Savings Overdraft Transfer Plan. Fees charged by Non-Citizens ATM owners will be rebated for Citizens Private Client accounts.Ĥ Citizens offers two overdraft plans- Savings Overdraft Transfer Plan and Overdraft Line of Credit. Account will automatically receive a waiver on the first 4 monthly maintenance fees.ģ Non-Citizens ATM owners may charge a fee. Whether a direct deposit is eligible for Paid Early is at our discretion and we cannot guarantee that you will always receive the Paid Early service.Ģ You may also maintain a $200 minimum daily balance to waive the monthly maintenance fee. ![]() * Wireless carrier, text and/or data charges may apply.ġ If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early™. 3Īll the same benefits as Citizens Quest Savings plus unlimited non-Citizens ATM transactions at other banks' ATMs with no fees from us and unlimited refunds on ATM fees charged by other banks 3 Unlimited ATM transactions at other banks' ATMs with no fee from us. Use your savings account to cover overdrafts on your checking with Savings Overdraft Transfer 4 2 No monthly maintenance fee while you’re under 25 or over 65. $0.00 when you make one deposit of any amount during each monthly maintenance fee period, otherwise $4.99 fee. You want a savings account and have a Private Client Checking Account You want a savings account and have a Citizens Quest Checking Account ![]() The perfect match to your One Deposit or Student Checking account
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